银行说有一份ejerpantebrev没有必要还给我们,如果留在他们银行,将来如果我们要申请其他贷款,有这个文件的话会省一些费用。请问有人经历过类似的情况吗?
他们原文是这么写的:
Right now the ejerpantebrev doesn't have any function, because you don't have any loans with us.
You would be able to get a andelsboliglån, the same as you had before, if you keep the ejerpantebrev. Then you will save 1.660 kr in tinglysningsomkostninger. We would of cause have to make a normal credit evaluation on you before we can say yes or no to a new loan.
If we cancel the ejerpantebrev completely it will cost 1.660 + 1,5 % of the loan, if you later on would like to get a new loan.
So there is no reason for you to cancel the ejerpantebrev
后来电话问过一次,他们说如果将来我们想对房子改造,要贷款,也可以算在所谓的andels loan里。我们不太明白他们为什么一定要keep住这个文件呢?
多谢大家回答 |